Declined Superannuation TPD Claims

Since 1977, PK Simpson has successfully overturned thousands of declined TPD claims for Australians nationwide. Even if your claim has been declined, you still have options. Do NOT to accept rejection from your super fund without first talking to us.

PK Simpson Lawyers are experts in complex TPD claims. If your claim has been rejected or you have received a procedural fairness letter from your superannuation fund, then call us to get your claim strengthened and back on track. Super fund will treat your claim with the respect it deserves when they know PK is on your side.

We act no win no fee. Our aim is to get your compensation claim approved and the full TPD benefits paid out. Call us today on 1300 757 467 for a free, no-obligation consultation.

Why Choose PK Simpson for Your Declined TPD Claim?

When your TPD claim has been declined, choosing the right legal representation can make the difference between receiving your entitlements and facing financial hardship. Here’s why Australians have trusted PK Simpson:

• No Win, No Fee: We operate on a genuine no-win, no-fee basis, meaning you won’t pay any legal fees unless your claim is successful
• 45+ Years of Experience: Since 1977, our team has been exclusively focused on TPD and superannuation claims
• We Pay for All Medical Reports: Unlike other firms, we pay upfront for all GP and specialist reports, including occupational therapists who specialise in TPD assessments
• Maximum Compensation: We fight to secure the full TPD benefits you deserve
• Personalised Service: You’ll work directly with an experienced lawyer who knows your case inside and out
• Proven Success Record: We’ve successfully overturned thousands of declined TPD claims across Australia

Contact our experienced team on 1300 757 467 to discuss your declined TPD claim today.

Alternative Avenues After Your Claim Has Been Declined

Complex TPD claims will often be contested. The compensation claim may have been prepared with errors, the superannuation fund may be relying on a technical analysis under the policy or there may be difficulties in defining the client’s health conditions. There may even be unfavourable medical reports against your claim.

For each issue listed above, PK Simpson has a solution. We pay for all GP medical reports and specialist reports that may be required to obtain a positive result. Over the years we have built up a network of medical and legal specialists in the fields of TPD claims and income protection in Australia.

Not any GP can correctly assess whether you are unable to work in light of total and permanent disability definition within your superannuation policy.

What Compensation Can You Claim After a Declined TPD Decision?

If your TPD claim has been declined and we successfully overturn the decision, you may be entitled to:

• Lump Sum TPD Benefit: The full insured amount specified in your superannuation policy
• Backdated Payments: Compensation from the date your claim should have been approved
• Interest on Delayed Payments: Additional amounts for the time you’ve been waiting
• Legal Costs: In successful cases, these may be recoverable from the super fund
• Access to Multiple Funds: If you have multiple superannuation accounts, we can claim from each eligible fund

Since 1977, PK Simpson has helped Australians receive their full TPD entitlements after initial claim declines.

TPD Claim Stalled or Taking Too Long

If your TPD claim has stalled and your current advisors have told you there is nothing else to be done, they’re wrong.

The only option for most financial advisors, non-legal claims people, (and even other law firms) trying to handle your total and permanent disability claim is to make a complaint to the Australian Financial Complaints Authority.

Little to no progress is achieved as the super fund will simply rely on the policy and evidence provided to them. Most firms also do not have the financial resources to obtain further supportive medical evidence and specialist reports. And will require the client to pay for medical reports and treatment in Australia.

PK Simpson pay up front for all medical reports, even from specialists including occupational therapists and GP’s who specialise in TPD assessments. Our clients do not pay for medical reports from their own pocket. You won’t find this anywhere else. We only render fees upon successful completion of your compensation claim.

At some stage, your TPD claim is assessed by lawyers within the superannuation fund and insurer. Super funds will go so far as to employ outside law firms to help reject TPD compensation claims. It’s in your best interest to be prepared with experienced legal advice in Australia.

Call PK Simpson Superannuation TPD Lawyers now on 1300 757 467 if your TPD claim is declined, rejected or claims process taking too long.

The Claims Process: What to Expect with PK Simpson

When you choose PK Simpson to handle your declined TPD claim, here’s what you can expect:

1. Free Initial Consultation: Call 1300 757 467 for a no-obligation discussion about your declined claim and potential appeal
2. Comprehensive Case Review: We’ll obtain all relevant documents, including your policy, the fund’s decision letter, and all medical records
3. Medical Evidence Gathering: We arrange and pay for specialist medical assessments with doctors who understand TPD policy definitions
4. Strengthened Claim Preparation: We prepare a comprehensive legal submission addressing every issue the super fund raised
5. Negotiation: We negotiate directly with the super fund and their lawyers to secure claim approval
6. Settlement or Court: Most claims settle through negotiation, but we’re fully prepared to take your case to court if needed
7. Receiving Your Benefits: Once successful, you’ll receive your TPD benefit minus any agreed legal fees (only if we win)

Our streamlined process ensures your claim moves forward efficiently while you focus on recovery.

Mental Health and Declined TPD Claims

Mental health conditions are among the most commonly declined TPD claims, yet they’re often legitimate cases that deserve approval. Many Australians don’t realise that depression, anxiety, PTSD, and other mental health conditions can qualify for TPD benefits.

Insurance companies are often more sceptical of mental health claims, leading to higher decline rates. However, with proper medical evidence and legal representation from PK Simpson, these claims can be successfully appealed. Since 1977, we’ve helped hundreds of Australians with mental health conditions receive their TPD entitlements.

Common Declined TPD Scenarios We Handle

Over our 45+ years since 1977, we’ve successfully overturned TPD claim declines for:

• Physical injuries from workplace accidents or motor vehicle accidents
• Mental health conditions including depression, anxiety, PTSD, and stress disorders
• Progressive medical conditions such as arthritis, chronic pain, or degenerative diseases
• Cardiovascular conditions including heart attacks and strokes
• Neurological conditions including back and neck injuries with nerve damage
• Cancer diagnoses that prevent return to work

If you’ve stopped working due to illness or injury for six consecutive months or more, you may be entitled to TPD benefits, even if your initial claim was declined.

Contact Us Today If You’re Unable to Work

If you’ve been injured in a workplace accident, traffic accident, or can no longer work due to illness or injury, and your TPD claim has been declined, contact the superannuation TPD experts at PK Simpson Lawyers today.

Since 1977, PK Simpson has been helping the people of Australia get the compensation they are entitled to. PK Simpson has the skills and experience to make sure you are successful.

Call 1300 757 467 now or visit our Sydney office for a free, confidential consultation about your declined TPD claim. Our experienced team will guide you through the appeal process and fight to ensure you receive the maximum TPD benefits possible.